Scan our Heymondo assessment to find the advantages and downsides of this modern journey insurance coverage firm. See for your self if it’s the appropriate journey insurance coverage alternative for you!
Touring is all about embracing the unknown, however that doesn’t imply you need to be caught off guard. That’s why we get journey insurance coverage each time we hit the highway, and Heymondo is our decide for our subsequent journey.
It’s not good, although nothing is (properly, besides possibly Häagen-Dazs Cookies & Cream ice cream), however there are some actual perks that make Heymondo price contemplating. No messy paperwork, no deductibles, and a useful app that offers you 24/7 worldwide help – that’s fairly helpful whenever you’re removed from house. The convenience of getting a quote is an enormous plus too – only a few clicks and also you’re performed.
Whether or not you’re planning a fast getaway or an extended journey, it’s good to know that Heymondo has choices which may suit your wants.
Right here’s our trustworthy tackle the way it stacks up.
Heymondo journey insurance coverage
Touring is an journey, however let’s be actual – typically it comes with its share of hiccups. Through the years, we’ve discovered the onerous method that having strong journey insurance coverage is non-negotiable.
A number of years again, I ended up in a hospital in Thailand for 3 days. It positively was not a part of the plan.
After which there was the time our son bought injured in Greece. Each have been worrying conditions, however realizing we had journey insurance coverage meant that not less than we didn’t have to fret about going through an enormous medical invoice on high of the whole lot else. Having that security web was a game-changer.
Why We Selected Heymondo
One of many issues I recognize most about Heymondo is how easy it’s to get a quote. I’m not a fan of filling out countless types, so the truth that I may simply choose the kind of insurance coverage, plug in just a few fundamental particulars like our vacation spot and journey dates, and immediately get a quote was an enormous win for me. There was no have to painstakingly enter birthdates and names for every of the 4 of us, which, truthfully, saved me lots of time and problem.
However ease of use isn’t the one cause I’ll be utilizing Heymondo.
What Heymondo Provides
Heymondo gives a spread of protection choices that go well with several types of journeys. Whether or not you’re planning a brief trip, a enterprise journey, or a protracted keep, there’s probably a plan that matches your wants.
Right here’s a fast breakdown:
- Journey Insurance coverage: To your subsequent leisure or enterprise journey, Heymondo has you coated.
- Annual Multi-Journey Journey Insurance coverage: When you’re a frequent traveler, this is likely to be a fantastic possibility. It covers all of the journeys you soak up a yr, so long as every journey is underneath 60 days.
- Lengthy Keep Journey Insurance coverage: Planning an prolonged keep? Heymondo’s bought a versatile plan that covers journeys longer than 90 days.
One of many standout options is the Covid-19 protection. It contains 24/7 worldwide help and covers issues like medically prescribed PCR exams and cancellation in case of extreme sickness or loss of life resulting from Covid-19 (in insurance policies that embody journey cancellation). This sort of flexibility and complete protection brings lots of peace of thoughts, particularly with the whole lot that’s occurred in the previous few years.
My Heymondo Quote
I used to be actually curious what journey insurance coverage would value for me, for a 5 day journey all the way down to the USA from Canada.
So, I bought a quote from Heymondo journey insurance coverage for me (I’m Canadian) touring 5 days worldwide together with USA.
The quote was insanely simple to get. I simply entered my journey dates, the place I used to be going, and chosen the kind of insurance coverage (annual or single journey). Just some clicks, and I had my quote. No annoying medical questionnaires, or countless scrolling to pick out drop-down dates. My quote took all of about 60 seconds.
The Heymondo Medial insurance coverage, essentially the most fundamental, value $24.93. That included a whopping $10 million USD emergency medical and dental bills abroad. PLUS medical transport and repatriation house. The medical transport and repatriation house is an enormous deal to me, as a result of if one thing actually critical occurs, I’d need to be transported again to Canada.
The Heymondo High insurance coverage had just a few further bells and whistles, together with $1700 USD baggage protection, $450 USD journey disruption, and $3.500 journey cancellation and interruption. It additionally had $10 million USD emergency medical and dental bills abroad. PLUS medical transport and repatriation house.
The Heymondo Premium insurance coverage had $2,500 baggage insurance coverage, $1.500 journey disruption, and $7,000 journey cancellation and interruption. It additionally had $10 million USD emergency medical and dental bills abroad. PLUS medical transport and repatriation house.
Are journey sports activities, electronics, or cruise insurance coverage included within the journey insurance coverage?
I may get non-compulsory journey sports activities, electronics, or cruise insurance coverage on the Heymondo High and Heymondo Premium Plans. I couldn’t get it added to the Heymondo fundamental.
The Heymondo App: A Helpful Device
The Heymondo app is one other function I discovered extremely helpful. It’s like having a journey assistant proper in your pocket.
Want to talk with a physician? You are able to do that straight by way of the app’s 24/7 medical chat. Bought a query about your coverage or have to file a declare? The app handles that too, together with free on-line help calls from wherever on the earth. All of your coverage particulars are additionally saved within the app, so that they’re simple to entry everytime you want them.
You will get the app on Google Play or the App retailer.
Want extra particulars?
As a result of journey insurance coverage insurance policies can change with out warning, look over your particular insurance coverage coverage before you purchase and don’t be afraid to look into any tremendous print if one thing appears off to you.
Remaining Ideas
Whereas no journey insurance coverage is ideal, Heymondo has confirmed to be user-friendly for us, with a pleasant choice of plans from fundamental journey medical to annual multi-trip. The protection is strong, the app is a superb comfort, and the peace of thoughts that comes with realizing we’re protected is priceless. When you’re planning a visit, whether or not it’s a brief getaway or an extended journey, we’d advocate giving Heymondo a glance. It’d simply make your travels rather less worrying and much more fulfilling.
